Checking Accounts & Interest Bearing Checking Accounts

First State Bank offers a variety of checking accounts for both consumer and businesses.  They include: Community Plus Checking, Community Commercial Checking, and Community Commercial Interest Checking. Insurance products are not a deposit; not FDIC insured; not an obligation of bank; and not guaranteed by bank or any affiliated entity.

Community Plus Checking Features:

  • $100 minimum to open
  • A low monthly fee of $5.00
  • ID Protect
  • Cell Phone Protection
  • Interest Bearing (Tiered w/no minimum balance required to earn interest)
  • Online Banking
  • Mobile Banking
  • Bill Payment
  • Accidental Death and Dismemberment Insurance

Community Commercial Checking Features:

  • $100 minimum to open
  • $5.00 service charge if balance drops below $1,000 any day of the statement cycle
  • $0.30 per debit fee if balance if balance drops below $1,000
  • Online Banking
  • Mobile Banking

Community Commercial Interest Checking Features:

  • $1,000 minimum to open
  • $10.00 service charge if balance drops below $1,000 any day of the statement cycle
  • $0.30 per debit fee if balance if balance drops below $1,000
  • Interest Bearing (Tiered w/no minimum balance required to earn interest)
  • Online Banking
  • Mobile Banking

Please contact any of our customer service representatives at one of our convenient locations in Wrens, Louisville, Americus, or Warrenton.

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